Denver Housing Authority's
Resident Opportunities for Self Sufficiency Program
(ROSS)
Denver Housing Authority's (DHA) Resident Opportunities for Self Sufficiency Program (ROSS) offers assistance to families who are interested in working towards self sufficiency, employment and career goals, financial stability, and home ownership.
The ROSS Program provides assistance with:
· Establishing your family's goals for reaching and maintaining self sufficiency
· Helping establish short and long term goals
· Connecting your family to appropriate community resources (i.e. counseling, child care
assistance, skills training, etc)
· Maintaining a supportive relationship while you works towards your goals
· Offering your family educational and financial benefits for home ownership
Program Benefits
DHA's professional staff provides:
· Life skills classes
· Money management guidance
· Home ownership assessments
· Matching Savings Account through the HomeOwnership Program
· Career Counseling
· Financial assistance for home purchase
· Employment referrals and resources
· Credit repair
· Home ownership education
Credit Repair
As a ROSS Program participant, DHA staff will pull your credit report from all three credit bureaus free of charge.
ROSS staff will:
· explain your credit report to you
· offer recommendations
· about how to dispute incorrect information
· help you restart payment programs
· help you write letters to clear up
· delinquencies and collections
· assist you in whatever else needs to be
· done to create good credit
· advise you about how to create good credit without taking out any new loans
Money Management
Budgeting, reducing debts, and saving money is a major part of the ROSS Program. ROSS staff provide free money management.
Career Building
Raising income is something most people want to accomplish. This is a difficult task because it usually involves increasing employment skills, getting additional education, and having appropriate resources. The ROSS Program offers help with career building by offering:
· Assistance with employment referrals and resources
· Career development through trainings and skills building
Homebuyer's Club
HomeOwnership participants who are less than a year away from buying a home they are invited to join the Homebuyer's Club. This Club covers advanced topics related to buying a house such as real estate terms, loans, working with real estate agents and other contractors, the home purchase process, and more.
Incentive Plus Class
Incentive Plus classes are offered to all participants of the HomeOwnership Program. These classes cover a variety of topics including real estate, self sufficiency, employment, and more. Participants receive $20.00 coupons towards their home purchase for every class that they attend.
Savings
DHA offers a Matching Savings Account (MSA) for participants of its HomeOwnership Program. For every dollar that a participant saves (up to $1,500 total), DHA will match that dollar when the participant buys a house (if the rules of the MSA program are followed).
For more information on
Denver Housing Authority's
HomeOwnership Program
call 303-623-1735.