All DHA offices will be closed on Thursday, March 14 and Friday, March 15, 2024 due to inclement weather and road conditions.
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Homebuyer Education

Homeownership Program

Denver Housing Authority (DHA) as a HUD-Approved Counseling Agency, offers a Homeownership Program to provide educational and financial benefits to its participants. This program provides home ownership and financial assessments to determine what barriers a person faces on their journey to purchase a home and is designed to educate individuals on becoming “loan ready”. Through this process we help establish goals a participant needs to meet before they are ready to apply for a mortgage loan and buy their home. With the assistance of the Homeownership Program, over 200 DHA residents have become homeowners. Your participation in these homebuyer classes does not commit you to work with a  DHA housing counseling agency, lender, realtor, or mortgage product. 

Program Goals for Participants

Money Management

Budgeting, reducing debts, and saving money are major tasks for anyone who is working toward financial fitness.  Homeownership staff provide money management counseling to assist participants in developing an action plan to address these areas.

Credit Management

Credit management is a significant goal for most people who are trying to buy a home. As a Home Ownership Program participant, DHA staff will pull your credit report from all three credit bureaus, including credit scores, free of charge and provide credit counseling to ensure you understand how to read your credit report, improve your credit score and confirm correct information is reported on your credit report.

Savings

DHA offers a Matching Savings Account (MSA) for DHA Residents enrolled in the Homeownership Program. For every dollar that a participant saves, (up to $1,500 total), DHA will match when the participant buys a house, (if the rules of the MSA Program are followed). The Mile High United Way offers the Individual Development Account (IDA) for homeownership, post-secondary education, and starting a business.

Home Ownership Financial Assistance

DHA Housing Counselors have knowledge of many resources to assist first time homebuyers in their pursuit of homeownership.
Referrals can be made to:

  • Down payment assistance programs
  • Affordable homeownership programs

As a DHA resident , the following tools can be available to help with the expense of purchasing a home.

  • Matching Savings Account
  • Family Self Sufficiency Escrow Account funds

For more information about our housing counseling program contact us at homeownership@denverhousing.org or call 720-956-3806

Homebuyer Education Classes

In Person Classes
Virtual/Zoom Classes
EHOME – Online, Self-paced Course