Homebuyer Education

Program Benefits
DHA’s staff provides home ownership and financial assessments to determine what barriers a person faces on their journey to purchase a home.  Through this process we help establish goals a participant needs to meet before they are ready to apply for a mortgage loan and buy their own home.

Money Management
Budgeting, reducing debts, and saving money are major tasks for anyone who is working toward financial fitness.  Homeownership staff provide money management counseling to assist participants in developing an action plan to address these areas.

Credit Management
Credit management is a significant goal for most people who are trying to buy a home. As a Home Ownership Program participant, DHA staff will pull your credit report from all three credit bureaus, including credit scores, free of charge and provide credit counseling to ensure you understand how to read your credit report, improve your credit score and confirm correct information is reported on your credit report.

Savings
DHA offers a Matching Savings Account (MSA) for DHA Residents enrolled in the Homeownership Program. For every dollar that a participant saves, (up to $1,500 total), DHA will match when the participant buys a house, (if the rules of the MSA Program are followed). The Mile High United Way offers the Individual Development Account (IDA) for homeownership, post-secondary education, and starting a business.

Homebuyer’s Club
When a Homeownership Program participant is less than a year away from buying a home they are invited to join Homebuyer’s Club. Homebuyer’s Club covers advanced topics related to the process of purchasing a home. These include, but are not limited to, real estate terms, mortgage loans, working with real estate agents and other contractors, the home purchase process, Fair Housing, and more.

Incentive Plus Classes
Incentive Plus classes are offered to all public housing and Section 8 participants of the Homeownership Program.  These classes cover a variety of topics including real estate, self sufficiency, employment, and more.  Participants receive $20.00 coupons towards their home purchase for every class that they attend.

Homeownership Financial Assistance
DHA’s Home Ownership Program has many resources available to provide financial assistance to residents who are purchasing a home.  These resources are based on need and can include:

• Reduced Interest Rate mortgage products
• Second Mortgages
• Private Mortgage Insurance reduction products
• Down Payment Assistance
• Closing Costs Assistance
• Matching Savings Account
• Family Self Sufficiency Escrow Account 

For more information on Denver Housing Authority’s Homeownership Program, call 720-956-3801 

In person courses, Metro Denver Classes
Free online classes are available at www.ehomeamerica.org/dha

DHA provides the CHFA First-Time Home Buyer Education in the Metro Denver area.

Location: 3550 W. 13th Ave, Denver, CO 80204. You will receive a confirmation of your class registration in an email once processed by staff; this typically takes 24 to 48 hours to process.

Please complete the form below and click submit to register for an in-person CHFA class.

No children.

Class is 5 1/2 hours with lunch provided.
Wednesday Class times are 3:00pm to 8:30pm
Saturday Class times are 9:00am to 2:30pm
Certificate will be provided at end of class.
Must attend full class to get certificate.
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In person. Location 3550 W. 13th Ave, Denver – MUST register first. – 9:00-2:30pm​

Register Here for January 8 In Person
Weds 4/20/2022 – Live virtual class -3:00pm-8:30pm. ​

If no closing date set at this time, please enter all zeros for the closing date*

Please call Charlotte O’Donnell at 720-956-3806 with any questions about the in-person CHFA First-Time Home Buyer Education course.
After you are done with the eHome course please email ehome@DenverHousing.org to get your phone session schedule.

Online courses
The eHome America online curriculum meets requirements for first time home buyer education, but please check with your lender first. The eHome America online education can take up to 8 hours to complete. This course costs $99 for primary borrowers and an additional $49 for co-borrowers. The course requires a 30 minute follow-up counseling session for both borrowers and co-borrowers. This session can be completed in person or over the phone. Participants will receive contact information to schedule the follow-up session upon completion of the online course.3550 W. 13th Ave. Denver, CO 80204
303-592-7361 (fax)

Please click the link below to register for the online course:

www.ehomeamerica.org/dha

Online courses
Online Homebuyer Education with a fee:

For a temporary period of time eHOME will be free.

Code to get it free till 10/31/2022 is CHFA99.

Beginning November 1, 2022 the fee will be $75 per registrant. 

The course costs $99 for primary borrowers and an additional $49 for co-borrowers.
Must register online.
Take course at your own pace.
30 Minute phone call required following completion of course.
Certificate is provided upon completion of call and receipt of disclosures
Click the link below to register for the online course:
www.ehomeamerica.org/dha
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The training is Free.
Must register online.
Must participate for all five hours (can’t log in late or leave webinar early)
Certificate is provided with full participation and receipt of disclosures
At this time the course is Free – use code CHFA99.